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How to Get ₹2 Lakh Personal Loan?

Apply for an instant ₹2 lakh personal loan online in 10 minutes.

Get ₹2 Lakh Loan in 10 Minutes

Numerous times in life, we miss opportunities by a very small margin. Very often, this margin can be filled monetarily. Whether it’s to expand your business, renovate your home with a loved one or give your start-up the push it needs, a personal loan can go a long way to help.



With KreditBee, you can avail a personal loan of ₹2 Lakhs without any difficulties at all. The entire procedure, from verification to loan approval, is quite straightforward and takes no more than 10 minutes. The money will be transferred directly to your bank account as soon as your loan is approved. You can also choose the most convenient repayment tenure for yourself while applying for your loan.

Features and Benefits

What are the features and benefits of availing a ₹2 lakh rupees personal loan?

How to Calculate your ₹2 Lakh personal loan EMI?

To calculate your EMIs for a ₹2 lakh personal loan, use the slider or enter the loan amount, interest rate, and tenure numbers you want. Click on ‘view EMI schedule’ to know more about the EMIs you may be paying with the breakup of the principal and interest.

Equated Monthly Installments (EMI)

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Total Amt Payable

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How to Get ₹2 Lakh Personal Loan From KreditBee?

Get your hassle-free personal loan for ₹2 Lakhs. You only need to sign up and verify your profile. You will be qualified to apply for the loan you want once your profile, income, and employment information have been verified. The only prerequisite for qualifying is that you must be an Indian citizen who is older than 21 years.
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Sign up using your mobile number.

Eligibility and Documents

Criteria to Avail ₹2 Lakh Personal Loan Online

Eligibility Criteria

  • Indian Citizen
  • Age Limit: 21 - 60 years
  • Monthly Income: minimum ₹10,000

Documents Required

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)

A single loan for everything you need

Purpose And Uses

Reason or uses a personal loan of ₹2 lakh

Our Loan Products

A loan for every unique need

Flexi Personal Loan

Our Flexi Loan, ranging from ₹1,000 to ₹80,000, offers adaptable repayment terms to suit your financial needs, with tenures extending from 3 to 10 months. Apply online, choose your repayment plan, and breathe easy.

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Personal Loan for Self-Employed

Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹1,000 to ₹4 Lakhs and a flexible repayment tenure ranging from 3 to 24 months.

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Personal Loan for Salaried

With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹10,000 to ₹5 Lakhs with a hassle-free application process and flexible repayment tenures of up to 3 to 36 months.

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Business Loan

Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹1,000 to ₹4 Lakhs for growth and investment with an easy online application, flexible repayment tenures (3 to 24 months), and fast funding.

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Frequently Asked Questions

Check Eligibility to know your Credit Limit

Get disbursal into your bank account

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Achieve more, worry less. Start your loan journey today with KreditBee