What is KreditBee UPI?

It is a fast, secure payment service inside the KreditBee app, built on the Unified Payments Interface (UPI) system.

Yes. It is fully approved by the NPCI and runs on encrypted, secure banking protocols.

Download the KreditBee app, verify your mobile number, link your bank account,and set your UPI PIN to get started.

Can I send money instantly?

Yes, money moves from your bank account to any other bank account or UPI ID right away.

Can I scan and pay at shops?

Yes, you can scan any valid UPI QR code at local stores, online checkouts, or delivery apps.

Do I need a debit card or cash?

No. Once your bank account is linked, you do not need cards or cash for everyday payments.

Can I link multiple bank accounts?

Yes, you can link multiple bank accounts to KreditBee UPI and choose which one to pay from for each transaction.

What are KreditBee Points?

KreditBee Points are rewards you earn on eligible UPI transactions, which can be converted into real money.

How do I earn KreditBee Points?

You earn KreditBee Points on successful payments made through KreditBee UPI,

Can I redeem KreditBee Points for cash?

Yes, you can convert your KreditBee Points into real money and redeem them via the KreditBee app.

Do bigger payments earn more rewards?

Yes, higher-value transactions can earn you more KreditBee Points, subject to the applicable reward terms.

You can reach out through the KreditBee support section in the app, or the official grievance redressal channels.

What if a transaction fails?

Failed amounts are usually reversed to your bank account within the standard NPCI-defined timeline.

KreditBee UPI

Instant payments that pay you back! Scan, shop, or send money. Win rewards!

KreditBee UPI is an instant payments service inside your KreditBee app that makes every transaction more rewarding!

Shop online or offline, send and receive money, all in a single tap. With KreditBee UPI, you can earn KreditBee Points and redeem them for real cash. The more you transact, the more points you can earn.

Lightning fast and seamless. KreditBee UPI is built on India's NPCI-governed Unified Payments Interface network.

Register In Just 3 Steps

Verify your mobile number.
Link your bank account.
Set your secure UPI PIN and make your first payment.

Verify your mobile number.

Features

Send & receive money, hassle-free
Pay online or offline in a click
Biometric payments for seamless transfers
Pay via RuPay Card or Credit Line
Setup UPI Mandates for timely and automatic EMI, Bill and Subscription Payments

UPI Lite: Zero PIN, Zero Wait!

Load your UPI Lite wallet and pay even faster.
No UPI PIN required for small transactions
Reliable, every time
Keeps your bank statement clean and clutter-free

Built for Speed and Simplicity

Scan and pay anywhere

Pay via any digital QR code or UPI ID across India.

Track every rupee

Use transaction history to keep a clean, running view of your monthly spends.

Benefits and Rewards

Daily Surprise Rewards:

A set of lucky users is picked every day for exciting rewards. Every payment is a fresh chance to be one of them!

Convert Points to Cash:

The KB Points you earn on every transaction can be transferred directly to your bank account.

First Payment, First Reward:

Make your very first payment on KreditBee UPI and unlock a scratch card with a reward waiting inside.

Exclusive EMI Rewards:

Pay your KreditBee EMI through KreditBee UPI and unlock special rewards.

Safe and Secure

100% Secure and NPCI Approved:

Every transaction runs on a fully encrypted network, regulated by the National Payments Corporation of India.

Loved by India (4.5+ Ratings):

Rated highly by millions of users across the Play Store and App Store.

OVER

Crore

App Downloads

OVER

Crores

Total Credit Given

Get instant loan upto ₹10 Lakhs.

Need funds fast? Apply for an Instant Personal Loan with KreditBee Today!

UPI FAQs

It is a fast, secure payment service inside the KreditBee app, built on the Unified Payments Interface (UPI) system.
Yes. It is fully approved by the NPCI and runs on encrypted, secure banking protocols.
Download the KreditBee app, verify your mobile number, link your bank account,and set your UPI PIN to get started.
Yes, money moves from your bank account to any other bank account or UPI ID right away.
Yes, you can scan any valid UPI QR code at local stores, online checkouts, or delivery apps.
No. Once your bank account is linked, you do not need cards or cash for everyday payments.
Yes, you can link multiple bank accounts to KreditBee UPI and choose which one to pay from for each transaction.
KreditBee Points are rewards you earn on eligible UPI transactions, which can be converted into real money.
You earn KreditBee Points on successful payments made through KreditBee UPI,
Yes, you can convert your KreditBee Points into real money and redeem them via the KreditBee app.
Yes, higher-value transactions can earn you more KreditBee Points, subject to the applicable reward terms.
You can reach out through the KreditBee support section in the app, or the official grievance redressal channels.
Failed amounts are usually reversed to your bank account within the standard NPCI-defined timeline.

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Achieve more, worry less. Start your loan journey today with KreditBee

KreditBee UPI

Introduction

Register In Just 3 Steps

Features

UPI Lite: Zero PIN, Zero Wait!

Built for Speed and Simplicity

Scan and pay anywhere

Track every rupee

Benefits and Rewards

Safe and Secure

UPI FAQs

1. What is KreditBee UPI?

2. Is it safe to use?

3. How do I start?

4. Can I send money instantly?

5. Can I scan and pay at shops?

6. Do I need a debit card or cash?

7. Can I link multiple bank accounts?

8. What are KreditBee Points?

9. How do I earn KreditBee Points?

10. Can I redeem KreditBee Points for cash?

11. Do bigger payments earn more rewards?

12. How do I get help?

13. What if a transaction fails?

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