Loans from
₹6,000 to ₹10
Lakhs
Our loan sizes are
curated to range
from ₹6,000 to ₹10
Lakhs, for catering to
each unique need.
No matter how big or
small, there is a loan
for you.
Instant Personal Loan App
Convenient funds from ₹6000 to ₹10 Lakhs at your fingertips. Receive your loan directly in your bank account.
About Instant Personal Loan App
Welcome to KreditBee, your trusted partner for personalised loan solutions across India. Where cutting-edge technology is combined with a customer-centric approach to make every borrowing experience seamless and transparent.
There are times when everyone finds themselves in need of extra funds due to a number of reasons. A salary might get delayed while monthly bills are overdue or unforeseen expenses can occur out of the blue. Whatever the reason, you can enjoy quick funds up to ₹10 Lakhs without any hassles whatsoever.
It is also ensured that you get your loan directly in your bank account in a secure and timely manner. The loan approvals are almost instant and the disbursal does not take more than 10 minutes the majority of the time. This allows you to plan your finances better and even gives you the funds to cover any sudden or unexpected expenditures that may arise during the month.
No more worrying about the need for emergency funds or about long waiting periods to get your loan. Just apply for the loan amount you need using a smooth and seamless process that’s 100% online. Fill in your basic details and track your available credit limit as well. Select the loan amount you want and customise your repayment plan as per your convenience. Select a time period that works for you and get your funds with fantastic savings as well. Give your financial well-being a real boost with flexible loans, transparent terms, and quick approvals on KreditBee.
Apply NowIt is also ensured that you get your loan directly in your bank account in a secure and timely manner. The loan approvals are almost instant and the disbursal does not take more than 10 minutes the majority of the time. This allows you to plan your finances better and even gives you the funds to cover any sudden or unexpected expenditures that may arise during the month.
No more worrying about the need for emergency funds or about long waiting periods to get your loan. Just apply for the loan amount you need using a smooth and seamless process that’s 100% online. Fill in your basic details and track your available credit limit as well. Select the loan amount you want and customise your repayment plan as per your convenience. Select a time period that works for you and get your funds with fantastic savings as well. Give your financial well-being a real boost with flexible loans, transparent terms, and quick approvals on KreditBee.
Features and Benefits of KreditBee Instant Personal Loan App
Apart from the ease of application, KreditBee offers these key features and benefits to its customers
Loans from
100% Online
and secure
With a complete
100% online process,
it is ensured that
your loan application
experience is
smooth. There is a
strong focus on
security to ensure
that your application
process remains
convenient and safe.
Hassle-Free
Documentation
Documentation is
one of the most
important and
tedious parts of the
loan application
process. In cases of
urgency, simple and
hassle-free
documentation
ensures that you
continue to live
comfortably.
Loan Disbursal
in just 10
Minutes
One of the main
features of KreditBee
personal loans is the
speed with which
the applications are
approved and loans
disbursed. You can
get the funds you
need in a matter of
minutes.
Easy Loan
Repayment
Your loan journey
doesn't end with
receiving the funds
you require. Once
credited, the loan
needs to be repaid.
With KreditBee, you
can be assured that
your repayment
journey will be as
easy as your
application.
Attractive Rates
of Interest
KreditBee offers
competitive interest
rates that do not put
an additional burden
on your finances so
that you can easily
repay the borrowed
amount stress-free.
Eligibility for Instant Personal Loan App
The following eligibility criteria need to be met for a loan application
Indian Citizen
You should be an Indian citizen to apply as KreditBee currently offers its services exclusively in India.
Age Limit: 21 - 60 years
Your age should be between 21 and 60 years of age. Please make sure to add documentation that confirms your age mentioned in the application.
Monthly Income: minimum ₹10,000
One of the major requirements is that your monthly income should be ₹10,000.
Indian Citizen
You should be an Indian citizen to apply as KreditBee currently offers its services exclusively in India.
Age Limit: 21 - 60 years
Your age should be between 21 and 60 years of age. Please make sure to add documentation that confirms your age mentioned in the application.
Monthly Income: minimum ₹10,000
One of the major requirements is that your monthly income should be ₹10,000.
Documentation for Instant Personal Loan App
Documents required to successfully submit your loan application are as follows:
Photograph (Selfie)
Your photograph (or selfie) needs to be uploaded on the application, and make sure that the picture resembles your Aadhaar photo.
Identity Proof (PAN)
An identity proof (your PAN card) is required to cross-check your identity against the documents provided during your application.
Address Proof (Aadhaar, Passport)
Keep your address proof ready, which can be your Aadhaar or Passport. This should match what you provide.
Photograph (Selfie)
Your photograph (or selfie) needs to be uploaded on the application, and make sure that the picture resembles your Aadhaar photo.
Identity Proof (PAN)
An identity proof (your PAN card) is required to cross-check your identity against the documents provided during your application.
Address Proof (Aadhaar, Passport)
Keep your address proof ready, which can be your Aadhaar or Passport. This should match what you provide.
Unlock Your Financial Freedom Today - Get Your Loan Disbursed in Just 10 Minutes!
Personal Loan App Interest rate and charges
Here are our affordable interest rates and charges levied on our offerings
Interest Rate
Our competitive
interest rates make
borrowing affordable
and stress-free. The
personal loan
interest rates start
from min 12% - max
27.5% p.a.
Loan Processing
Charges
The loan processing
charges are levied to
cover the cost
platforms incur while
processing the loan.
KreditBee charges
processing fees
ranging from up to
5.1% of the loan
amount.
Penal interest
Penal interest is
charged at the loan
interest rate over and
above the normal
interest levied on a
loan.
Onboarding Fee
for New
Customers
The onboarding fee
for new customers is
a standard, nominal
fee that is levied one-
time for all first-time
users. This fee is
charged when you
take your first loan.
GST on
Onboarding
and Processing
Fee
GST is charged on all
loan fees at 18%
Loan
Cancellation
For a personal Cash
Loan, once your loan
is approved and
disbursed, it cannot
be cancelled. You will
be required to repay
the amount in full in
order to close the
loan. For a purchase
finance loan, loan
cancellation may be
possible upon
confirmation of the
merchant after
return of product.
How to download and install the KreditBee instant personal loan App online?
- Open the App Store/ Play Store on your phone or click here (app store/play store).
- Search for the KreditBee personal loan app.
- Download/Install the KreditBee instant personal loan app.
- Once the installation is done, you'll see its icon on your device.
How to apply for personal loan online via KreditBee instant personal loan app?
Key features of KreditBee instant personal loan App
The best features for a smooth credit experience.
Loan amount:
The loan amount offered on KreditBee ranges from ₹6,000 to ₹10 Lakhs, to suit all your needs and wants.
Loan repayment:
The loan repayment tenure provided on KreditBee ranges from 3 months to 60 months.
Loan interest rate:
Our affordable interest rates make borrowing easier, and repaying the loan a lot more convenient.
Processing fee:
The nominal processing fee charged on loans includes up to 5.1% of the loan amount + GST charges.