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Need ₹1 Lakh Personal Loan Urgently?

Apply for an instant ₹1 lakh personal loan with flexible tenures.

Get ₹1 Lakh Loan in 10 Minutes

There are times in life when you might find yourself in urgent need of funds for a variety of reasons. Now, you can avoid the tension of scrambling to find money or the awkwardness of asking your friends and relatives. With KreditBee, you can get a ₹1 lakh personal loan without any hassles whatsoever. The entire process from verification to the loan approval is extremely simple and can be completed in just 10 minutes. Once your loan is approved, the amount will be disbursed to your bank account. Before signing your loan agreement you can choose a simple repayment plan with a tenure that’s convenient for you. Take control of your finances the right way and cover all your needs with an easy loan.

Features and Benefits

What are the Features and Benefits of a ₹1 Lakh Personal Loan?

How to Calculate Your ₹1 Lakh Personal Loan EMI?

To calculate your EMIs for a ₹1 lakh personal loan, use the slider or enter the loan amount, interest rate, and tenure numbers you want. Click on ‘view EMI schedule’ to know more about the EMIs you may be paying with the breakup of the principal and interest.

Equated Monthly Installments (EMI)

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Total Amt Payable

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How to Get ₹1 Lakh Personal Loan From KreditBee?

Get your personal loan for ₹1 lakh without any hassles. All you need to do is sign up and verify your profile. Once your profile, income, and employment details are verified, you will be eligible to apply for the loan you need. The only eligibility criteria required is that you should be an Indian citizen who is above 21 years of age.
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Eligibility and Documents

Criteria to Get a ₹1 Lakh Personal Loan Online

Eligibility Criteria

  • Indian Citizen
  • Age Limit: 21 - 60 years
  • Monthly Income: minimum ₹10,000

Documents Required

  • Photograph (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)

A single loan for everything you need

Purpose And Uses

Purpose and Uses of a Personal Loan of ₹1 Lakh

Travel

Education

Emergency

Shopping

Wedding

Maternity

Hobbies

Occasion

Gifting

Opportunity

Low Salary

Home Renovation

Our Loan Products

A loan for every unique need

Flexi Personal Loan

Our Flexi Loan, ranging from ₹1,000 to ₹80,000, offers adaptable repayment terms to suit your financial needs, with tenures extending from 3 to 10 months. Apply online, choose your repayment plan, and breathe easy.

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Personal Loan for Self-Employed

Launch new ventures or empower your freelance or gig work with a Personal Loan for Self-Employed. This loan caters to borrowers' financial requirements by offering amounts from ₹1,000 to ₹4 Lakhs and a flexible repayment tenure ranging from 3 to 24 months.

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Personal Loan for Salaried

With a minimum salary of ₹10,000, secure a Personal Loan for Salaried professionals. Access instant online loans ranging from ₹10,000 to ₹5 Lakhs with a hassle-free application process and flexible repayment tenures of up to 3 to 36 months.

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Business Loan

Fuel your business dreams with Business Loans specially designed for small and medium-sized businesses. Get ₹1,000 to ₹4 Lakhs for growth and investment with an easy online application, flexible repayment tenures (3 to 24 months), and fast funding.

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Frequently Asked Questions

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Achieve more, worry less. Start your loan journey today with KreditBee